Community Action Agency

Home Rehabilitation

This program provides emergency home repairs that present a health and safety risk to those living in the home. These issues could include roof repair or replacement; furnace repair and plumbing and septic repairs as well as many others.

CAA assists the homeowner with the necessary quotes needed to complete the work and acts as a fiduciary agent (trustee). The Home Rehabilitation program consists of a loan which must be repaid. After five years, however, 50% of the loan is forgiven. There is no interest on the loan and it can be deferred until the sale of the home or refinancing.


Recipients must be residents of Ottawa County. Homes located in the City of Holland are not eligible for this program but may be eligible for the City of Holland's Home Repair Program, (616) 355-1330.

If your home is purchased through a Land Contract, you and the Land Contract holder must agree to the repairs. Your home must have a home-owners insurance policy.

Manufactured homes are eligible only if they are attached to a permanent foundation. Rental units are not eligible. You must provide all documentation required by Community Action Agency which includes the deed to the house, homeowners insurance, tax returns, and bank statements. See a CAA specialist for a complete list when applying.

Home Rehabilitation Program - Income Guidelines

Family Size 1 2 3 4 5 6 7 8
30% $20,950 $23,950 $26,950 $30,000 $35,140 $40,280 $45,420 $50,560
50% $34,900 $39,850 $44,850 $49,800 $53,800 $57,800 $61,800 $65,750
60% $41,880 $47,820 $53,820 $59,760 $64,560 $69,360 $74,160 $78,900
80% $55,800 $63,800 $71,750 $79,700 $86,100 $95,500 $98,850 $105,250

Who Qualifies

Families living in occupied single-family homes whose combined annual income does not exceed the income figure in the chart above. These income limits change annually. These numbers apply to 2022 only but provide a general guideline.

How Do I Qualify?

Recipients must have house payments and property taxes paid up to date. See CAA for an application.